Make international payments with access bank Gift cards

Since the demand for the dollar increased, the naira has crashed further in the FX market. Banks have now placed limits on what naira cards can spend online internationally.
Many banks deactivated their cards to work for international spending due to the FX scarcity. This has caused a lot of problems for most people online.

You can’t renew your monthly subscription on various apps like apple music, Spotify, Google drive e.t.c. Even as all these apps offered a dynamic FX conversion to enable you to pay in naira, your banking institution will still decline the payment.

Amidst all these crises, Nigerian banks have advised their customers to get a dollar card to make international payments.
Flutterwave and klash which offer virtual dollar card that has greatly helped Nigerians to conveniently make payments online also discontinued their service some months back.

This has caused a lot of issues and has kept Nigerians in the darkness of making payments internationally online.
In this post, I’ll be sharing a quick way to quickly sort your online bills denominated in dollars with access bank Gift cards.

Access bank virtual Cards/ Gift Cards

Access bank came up with a naira virtual/gift card which happens to be working for international transactions. So if you have any payments to make online,
The virtual card at the moment is experiencing technical issues, but the gift card works well and is usable for international transactions.

What is an Access bank Gift card?

The AccessBank gift card is a naira-denominated card that looks exactly like their virtual card. The only difference is that; while you can create a virtual card from your mobile app for use, you can only gift the card to your friends that use AccessBank.

How can I activate the Access bank gift card?

• Open your Access bank mobile app, go to Cards
• Click on the virtual card, and create a new card.
• Choose a gift card and proceed to choose the account you like to be billed from.
• Choose a name for your card (card alias)
• You can put N100 in the initial amount and proceed.
• Input your friend’s access bank account number then input a valid mobile number you can use to receive OTP for 3d Secure checkouts.
• You will be charged N1,075 for the Card insurance.

What is the international spending limit on Access bank Gift cards?

The international spending limit on the access gift card is 20$ monthly. Currently, access bank charges up to 550/$
You can use this gift card to pay for your monthly subscriptions billed in dollars.

Hope this helps. Kindly share this post with your friends