Payment Options like ZipPay That You Can Use in 2023


ZipPay is an online payment platform that supports installment payment and Buy Now Pay Later. With ZipPay, you can make a purchase and spread the payment over a period that is favorable to you. However, if you don’t want to use ZipPay and are looking for payment options like ZipPay, keep on reading.


ZipPay is not the only service that offers Buy Now Pay Later and installment payment, there are many other alternatives out there. Just like ZipPay, there are no guarantees that these alternatives will work in your region.
Without wasting much of our time, let’s get right into today’s article about payment options like ZipPay.

Payment Options like ZipPay

Here are some of the payment options like ZipPay that you can use if you’re looking for an alternative.


1. LayBuy

LayBuy is a payment platform that offers similar services to ZipPay. With LayBuy, you can buy now and pay over 6 weekly interest-free installments. You can use many brands that support the service. When interests kick in, it is usually around 18% to 30% (depending on the purchase amount), so keep that in mind.

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2. Affirm

Affirm is one of the payment options like ZipPay, it offers the same Buy Now Pay Later feature for a lot of merchants like Amazon. With Affirm, you can pay over time at your favorite stores. You can get up to $2500. When interest kicks in, it ranges from 10% to 30%.

3. AfterPay

Just like the name suggests, AfterPay allows you to make payments after you have bought a product. It is one of the most popular payment options on this list as it is available in many stores across the globe. With AfterPay, you can make purchases and pay in four equal installments across a period. It is available at all major brands so it can be used to buy almost any product.

4. Sezzle

Sezzle is another payment platform that is like ZipPay, it offers a Buy Now Pay Later service for users as selected online stores. With Sezzle, you can pay back in 4 interest-free payments across 6 weeks. If the interest kicks in, it will be at 15% for any purchase above the $100 mark.

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5. PayPal Credit

PayPal Credit is a virtual credit card that is associated with your PayPal account, and it can be used to spread the cost of your purchase. It is free to use but when interest kicks in, it is at 19.99%.

6. Klarna


Klarna is one of the payment options like ZipPay, it is a Swedish fintech company. It offers to make payments after you have purchased a product. It can give up to $2,000 and lets you pay them in four installments.

7. Certegy

Certegy is a payment platform that offers a buy now, pay later service. It has a lot of retail partners so you can use it to buy pretty much everything. Also, it allows you to make four interest-free payments over an eight weeks period.

Now, we have come to the end of this article showing you payment options like ZipPay that you can use.

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