Some years back, shopping online from Nigeria
was very difficult, but now, everything has become
simplified with the help of Nigerian commercial
banks. Although not all commercial banks credit
cards/debit cards are accepted online, but majority
of them now works.
Majority of Nigerian commercial banks now issues
Visa & Master debit/credit cards that works online.

GTBank naira master card is a good example. I
have used it to make payment on some popular
websites online. But there are some risks involved
with using it since it is directly linked to my
savings account. Moreover, some websites still
rejects it.
Last year, I discovered an awesome debit card that
is accepted worldwide wherever you see Visa logo.
The name of the card is UBA Africard. UBA Visa
Prepaid card (Africard) is a debit card variant
denominated in Naira and is pre-funded and re-
loadable. It is internationally accepted in all Visa
acceptance points (ATM, PoS & Web). Card holders
do not need to have an account with UBA. Below
are its benefits and features:
Features of UBA Visa Prepaid card (Africard)
Real time banking transactions
Balance enquiry
Purchase at Pos
Purchase on WEB
ATM Cash withdrawal
Pos cash Advance
Mini account statement
Card to Card transfer
Worldwide acceptance: Visa Prepaid is
accepted at millions of locations worldwide.
Instant payment: Faster than writing cheque
or running to ATM.
Makes shopping simple: Book travel and
shop online in addition to making your
everyday purchases fast and convenient.
Benefits of UBA Visa Prepaid card (Africard)
Creates a simple convenient alternative to
cash or debit card payments.
No need to open or have a bank account in
order to have a Prepaid Card.
The card issuance process is simplified.
Provides better record keeping than cash (a
history of transactions spent on the Prepaid
Card is available on GTP card management
system which is available on the internet).
Increase the feeling of security as the Prepaid
Card holder remain in control of the card
during transactions – a personal identification
number (PIN) is used alongside the Prepaid
Card as well as an SMS Text Alert is received
in real time with the transaction placed.
Eliminates the need to carry large sums of
cash.
When cash is lost or stolen, the money is
gone forever and in most cases cannot be
recovered. In the case of a lost or stolen
Prepaid Card, the value on the cardholder’s
account remains intact and can be transferred
onto a replacement card or another Prepaid
Card.
Allow for the non-banking population (non-
account holders) to obtain a Visa Prepaid
Card and become part of a financial world.
Debit card holders afraid of using their debit
cards on the Internet for purchases may
obtain a Prepaid Card which can be used
solely for that purpose and is not linked to
their domicile account.
That is it about this UBA Visa Prepaid ‘AfriCard’.
My next post will explain how you can get the card
within one hour from any UBA bank branch